ABSTRACT This study aims to determine the effect of Security, Promotion, and Trust on the Decision to Use Services at BPR Artha Mertoyudan Kebumen. The issues raised in this study are Analysis of the Effect of Security, Promotion, and Trust on Decisions on Using Services at BPR Artha Mertoyudan Kebumen, with the aim to find out how much influence the Security, Promotion, and Trust on the Deci…